Does SSI Cover Mental Illness?

What Is SSI?

If you’re disabled and can’t work, you may be eligible for Supplemental Security Income. This program is administered by Social Security, but unlike regular Social Security, it is available to people under 65 years of age and those who haven’t earned enough work credit to qualify for Social Security. SSI provides a monthly stipend for qualifying individuals that can be used to help support you and your family.

Who Qualifies for SSI?

SSI is designed to help those with a disability that prevents them from working. It’s available to adults of any age, although there are fewer SSI requirements for people over 65 years old. You must be able to prove that you have financial need (you don’t earn a significant income and don’t have assets totaling more than a few thousand dollars). To qualify, you also have to reside in the United States and be a citizen of the United States.

Applying for SSI

Under SSI regulations, a mental disability that makes it impossible to work can qualify you for SSI just like a physical disability. When applying for SSI, it’s often helpful to work with a lawyer who understands SSI requirements in Mountain Grove. Mental disability can often be more difficult to prove than physical disability.

In general, you’ll need to prove that your condition keeps you from working. Common symptoms that might make you eligible include difficulty remembering things, disorientation, anxiety attacks, or autistic traits. You’ll probably need a diagnosis by a psychologist or psychiatrist to be approved. Be sure to provide medical documentation of any doctors’ visits or medications that are related to your disability. Recent mental disability without a history of treatment is less likely to be approved than one that has been established over the course of years.

Types of Mental Illness

SSI covers most widely recognized mental illnesses such as Alzheimer’s disease, dementia, PTSD, and autism. However, many people don’t realize that it also covers a wide variety of other conditions. Some of the many disorders that may qualify you for SSI include the following:

  • Chronic anxiety
  • ADHD
  • Eating disorders
  • Depression
  • Bipolar disorder

Substance Abuse

In general, substance abuse by itself is not considered enough to meet SSI requirements in Mountain Grove. However, you can still qualify for SSI if you have an additional mental illness as well as substance abuse problems. You’ll have to prove that the mental illness would exist without the substance abuse.

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